Card features
- How is the cashplus prepaid gold MasterCard® different from a debit card and a credit card?
The cashplus prepaid gold MasterCard is not a credit card - so there is no credit check, even if you have poor credit history you can still get a card! When you use your cashplus prepaid gold MasterCard, you are spending money you have already topped up into your cashplus account, meaning all your purchases are prepaid.
The cashplus prepaid gold MasterCard is a payment card that works like a pay as you go phone - you need to put money on it before you can use it. When you use a debit card, you are using money linked to a bank account and when you use a credit card you buy now and pay later. With a cashplus prepaid gold MasterCard you only spend the money you have in your account.
- Where can I use my cashplus prepaid gold MasterCard card?
You can use your cashplus prepaid gold MasterCard at over 25 million retail outlets and over one million ATM♦ locations worldwide, wherever the MasterCard acceptance mark is displayed.
- Can I get a cashplus prepaid gold MasterCard card if I have any County Court Judgments?
Yes - there's no credit check required for a cashplus prepaid gold MasterCard. Poor credit history does not affect your chances, the card is prepaid, so you're only spending the money you have loaded into your account.
- How much does the cashplus prepaid gold MasterCard card cost?
There is a card issue fee of up to £9.95. Other card usage fees apply and these are clearly detailed in the Fees Summary section of your cashplus prepaid gold MasterCard terms and conditions.
- Is my cash secure?
Yes. Your cashplus prepaid gold MasterCard is Chip and PIN protected for added security. You will receive a Personal Identification Number (PIN) which you use with your cashplus card to get cash from any ATM? displaying the MasterCard acceptance mark and at merchants displaying the MasterCard acceptance mark. For your peace of mind, your money is held in trust by the Royal Bank of Scotland. If you lose your card, your card, funds and PIN will be replaced in accordance with the terms and conditions.
♦ATM/bank cash withdrawals, additional card facilities, top-ups by way of standing order or wages payment are not available unless you have been fully identified and your card has been upgraded.
